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Most owners get a renewal that jumps 15 or 20 percent, and no one can explain why. Everyone gets the same cookie-cutter plan, even though what a 30-year-old needs is not what a 60-year-old needs.
I help small businesses across Canada build benefits that stay predictable and give employees the freedom to choose the coverage that actually fits their life stage.
No pressure. Just a simple breakdown of what’s driving costs and what your options are.
Working With Me
Transparent Renewals
You shouldn’t need a finance degree to understand your renewal. I break everything down in plain English so you know what is coming from claims, what is inflation, and what is insurer padding. No jargon. No guesswork. Just a clear view of what you are paying for and why.
Proactive Guidance
Most brokers show up once a year with a number. I reach out months before renewal to map out your options, compare strategies, and make sure you are in control. No last-minute surprises and no scrambling to make decisions without the right information.
Cost Control Strategies
There are benefits designs built specifically for small businesses that keep renewals stable and predictable. I help you pick the right structure so younger employees can keep things basic, older employees can bump things up, and it doesn’t drive up your cost as an employer.
Why My Clients Trust Me
Focused on Small Businesses
I work with Canadian companies in the 5 to 30 employee range. These are the businesses big brokers overlook and try to squeeze into plans built for large corporations. You get advice tailored to your size, your goals, and your budget.
Proven Cost Control
You don’t need to accept 15 or 20 percent increases every year. I compare your current plan against options that offer more predictable renewals and better control over long-term costs. You see exactly what is driving your numbers and how to fix the problem before it snowballs.
Personal Support
You never call a call centre. You work with me directly. You get quick responses, clear explanations, and ongoing support long after the plan is set up. When something goes wrong, you get answers, not a ticket number.
Trusted by Canadian trades, construction, and small business owners who want clear benefits strategies without jargon.
Independent advice across Canada’s leading insurers:
See your renewal breakdown in 15 minutes
Every business I work with gets a simple, independent breakdown of their benefits costs. No jargon. No quotas. No bias. Just straight answers and strategies that fit small businesses.
Book your free 15 minute call below
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